Secure DSCR and Commercial Loans with Ease
Upperhand Solutions streamlines DSCR and commercial loans, guiding real estate investors with expertise and connections.
Loan Specialties
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Residential Investment Loans
Unlock the Power of DSCR Loans for Real Estate Investors. Secure Flexible Financing Solutions for Income-Producing Properties
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Commercial Loans
Our team provides expert guidance throughout the commercial loan process, ensuring compliance with documentation requirements and facilitating a smooth path to securing financing.
Why Choose Upperhand
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We understand the importance of building long-term relationships based on trust, transparency, and mutual success. Our goal is to create meaningful connections that go beyond transactions, fostering partnerships that grow and thrive over time. By prioritizing your needs and delivering consistent value, we aim to be a reliable partner in achieving your goals, now and in the future.
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We specialize in this unique financing option, providing tailored solutions for your specific needs, ensuring flexibility, personalized guidance, and a seamless experience throughout the entire process.
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We leverage our connections within the lending and real estate industries, ensuring personalized solutions, competitive options, and a streamlined process that aligns perfectly with your financial goals and investment strategy.
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We're here every step of the way, offering expert advice and support, guiding you through challenges, simplifying complexities, and ensuring confidence in every decision you make throughout the lending process.
Meet the Team
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Kirsten McCown
Kirsten McCown is a driven professional with a marketing degree from the College of Charleston. She gained valuable experience in both merchandising and finance at a Fortune 50 company. Now, she's embracing entrepreneurship, demonstrating her adaptability and commitment to growth.
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Blake McCown
Blake is a US Air Force Academy graduate with a BS in Management. He served in the Air Force and transitioned to the corporate sector in 2022. He also invests in real estate and manages operations at Upperhand Solutions.
Hear It From People Just Like You
“I found the perfect loan for my investment. Their connections and professionalism are unmatched”
Keith Finley
“They secured my DSCR loan quickly and guided me through every step with expertise”
Monet Goode
“Upperhand exceeded my expectations! Their industry knowledge and personalized guidance made securing my DSCR loan stress-free”
Channing Lee
FAQs
What is a DSCR loan, and who is it for?
A DSCR (Debt Service Coverage Ratio) loan is designed for real estate investors and businesses to qualify based on property income rather than personal income, making it ideal for those with varying or non-traditional income sources.
How is DSCR calculated?
DSCR is calculated by dividing the net operating income (NOI) of a property by its total debt service (loan payments). A ratio above 1.0 typically indicates sufficient income to cover the debt.
What are the typical requirements to qualify for a DSCR loan?
Requirements often include a minimum DSCR ratio, a strong property cash flow, a down payment, and good credit. Specific criteria may vary by lender.
Can I use a DSCR loan for multiple properties?
Yes, DSCR loans are often used to finance single or multiple properties, making them a popular choice for portfolio expansion.
Not ready to apply but want additional information? .
Not ready to apply yet? Fill out the form and we will call you for a free consultation.
Email: team@upperhandsolutions.com
Phone: 864-400-8177
Address: 1526 W Main St. Central SC, 29360