DSCR stands for Debt Service Coverage Ratio. It's a type of loan primarily for investors that uses the rental income of a property to qualify the borrower, rather than their personal income.

DSCR is calculated (Net Operating Income / Annual Debt Service).

Specifically designed for properties intended for long-term rentals.

Encompasses various loan types used to finance rental properties. This can include DSCR loans, conventional loans with investor guidelines, and even portfolio loans.

A specialized type of loan designed for properties used as short-term rentals (e.g., Airbnb, VRBO)

Caters to the unique needs of vacation rental properties, which often have fluctuating occupancy rates and income streams.